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Adult Payment Processing

Published March 18, 2023

Updated October 16, 2024

3 min read
Adult Payment Processing

Adult Payment Processing Services

Adult payment processing services enable companies to accept debit and credit card payments online. With that said, it's essential to have the right adult payment processor for your eCommerce business. With the wrong setup, you will not have access to payment processing or be able to transfer funds from the card issuing bank to your own company bank accounts.

Adult merchant account services include online credit card processing for various types of companies:

  • MOTO (mail order/telephone order)
  • Retail
  • Internet
  • High Risk

High Risk Adult Payment Processing

Online adult entertainment and adult novelty retailers are categorized as high risk. Because of this, these business owners have to fight to get approved for an adult merchant account.

It's very difficult for these companies to successfully obtain payment processing through an adult merchant account. Luckily, there are ways to accept debit and credit cards for companies in this vertical.

What is an Adult Merchant Account?

More and more companies are turning away from traditional banking options and payment processors. They are seeking out high risk merchant accounts (or in this case, an adult merchant account) because of the nature of their businesses.

Below you can find the reasons an adult merchant account could be classified as high risk:

Your personal credit or company financials aren't able to encourage the sales volume you're applying for.

Higher chargeback liability using the given services or products.

If the target business operates in an industry with a history of high chargebacks.

The adult merchant account features a "reputation" risk like that of the adult entertainment industry

All the mentioned reasons make trying to get approved for an adult merchant account a challenge. However, there are reputable high risk merchant account payment processors, like PayKings, that may open a cheap and reliable high risk merchant account.

Accept Payments For Adult Toys, Entertainment & Novelties

PayKings can get you an adult merchant account for adult entertainment, adult novelties, adult toys, travel, and more. With industry experience, we have since established 24+ acquiring banking relationships to become experts in getting adult merchant accounts accepting online payments.

We want your adult business to prosper and succeed for the long term. And we have the means and the knowledge to make that happen. Click here to get started.

Why PayKings For Adult Payment Processing?

We have relationships with payment processors that know the adult industry. Our banking partners will help you get approved fast. We help walk you through the application process.

Adult merchant accounts have a specific type of regulations. We can help with fraud, chargebacks, and any other problems that you may be facing in this space.

If you have an adult ecommerce store, adult subscription billing, or anything related to adult products, we're here to help you process payments.

Ready To Get Started?

Low or high, your risk level won't stop you from getting a fast and easy approval. We accept and provide for a number of industries.