Kyle Hall— CEO of PayKingsKyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
PayKings provides firearms merchant accounts for gun stores, gun shops, online firearm sellers, gunsmiths, and FFL dealers. When mainstream processors decline or terminate lawful gun businesses, our gun merchant account solutions connect you to 20+ high-risk banking partners that approve firearms sales — in-store, online, and over the phone.
A high risk merchant account for firearms exists because gun businesses face federal licensing (FFL) and ATF oversight, reputational caution from mainstream banks, high average transaction values, and elevated chargeback exposure. Processors apply the same high-risk classification to gun dealers, gun shops, and ammunition retailers — no matter how well the business is run.
PayKings underwrites through banks that understand the firearms industry, so your firearm merchant account stays stable instead of one policy review away from termination. Firearms is one of many high-risk processing industries we support every day.
From single-location gun shops to national online retailers, PayKings delivers firearms merchant account services built for the gun industry — stable underwriting through gun-friendly banks, competitive pricing, and payment technology that fits how you sell. Tell us about your business and get matched with the right gun industry merchant account.
Most well-known payment aggregators prohibit firearms in their acceptable-use policies. If your application was declined or your account frozen, you need firearm-friendly merchant services built for the industry. PayKings matches your business model — retail, ecommerce, or MOTO — to a gun-friendly acquiring bank from our 20+ partner network, and our team handles the underwriting conversation for you.
A firearm-friendly merchant account from PayKings is underwritten correctly from day one, so approvals stick. That means gun-friendly credit card processing without the fear of waking up to a frozen or terminated account.
Selling firearms, parts, ammunition, or accessories online requires an online firearm merchant account paired with a high-risk payment gateway. PayKings supports secure ecommerce checkout on platforms such as WooCommerce, integrates with marketplaces — see our guide to the best payment gateway for GunBroker — and layers in fraud screening (AVS/CVV), encryption, and compliant transaction routing so online orders and FFL-transfer fulfillment run smoothly.
Whether you run your own web store or list across marketplaces, an online firearms merchant account from PayKings keeps digital sales fast, secure, and compliant.
PayKings firearms payment processing covers every way your customers pay — in-store, online, and over the phone. Our firearms merchant account services include:
Every firearms merchant account must comply with federal, state, and local law — that never changes. What you avoid with PayKings are the arbitrary restrictions aggregators impose on lawful gun businesses: sudden holds, frozen funds, and surprise terminations.
With PayKings high-risk payment processing, underwriting requirements are disclosed up front, so you know exactly where you stand before you run your first transaction.
From application to accepting payments — most firearms merchants are approved in days, not weeks
Complete the quick online application to start your firearms merchant account — it only takes a few minutes.
Provide your FFL, business bank statements, and prior processing history if you have it.
Our underwriting team matches your business with a gun-friendly bank from our 20+ partner network.
Launch secure payment processing and grow your firearms business in-store, online, and over the phone.
Comprehensive payment solutions tailored for your Firearms business
Built for the businesses other processors turn away.
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
