86% of merchants who apply are approved. No setup fees, no hidden costs.
Get Started FreeHigh-Risk Industries · Online Gaming
Acquiring banks classify online gambling as high-risk, so mainstream processors decline most gaming merchants or close their accounts a few months after approval. We underwrite online gaming from the start. Your application goes to acquiring banks that accept the industry, and we stand behind an 86% approval rate across our high-risk portfolio.
Be approval-ready
What online gaming underwriters ask for
By the numbers
10,000+
Merchants approved across high-risk industries.
86%
Approval rate for the high-risk merchants who apply.
20+
Banking partners, so each application goes to a bank that accepts its industry.
$2B+
Processed annually through PayKings merchant accounts.
Platforms
PayKings provides online gaming merchant accounts and payment processing for online casinos, sportsbooks, poker rooms, skill gaming platforms, social casinos, and sweepstakes games, with an 86% approval rate across our high-risk portfolio.
Underwriting asks for three documents: processing history, bank statements, and the gaming licenses that apply to your model and jurisdiction. Approval comes down to a complete file matched to an acquiring bank that accepts gaming.
Credit and debit card acceptance, ACH and bank transfers, digital wallets and e-wallets such as Skrill, recurring billing, chargeback management, and fraud protection.
Foreign-currency processing, digital currencies such as crypto, and instant payouts. If your platform depends on one of those, we are not the right fit, and we would rather tell you before you apply than during underwriting.
Getting set up
Start with a simple online application. Casinos, sportsbooks, poker rooms, and iGaming platforms are all supported.
Processing history, bank statements, and applicable gaming licenses let underwriting match your business with the right acquiring bank.
We specialize in high-risk gaming approvals. If a document is missing from your application, we name it and explain why the bank requires it.
Accept payments with chargeback management and fraud protection in place from day one.
Apply
Gateway
Your gateway is where players actually pay, so it has to be fast, secure, and built for the industry. Our online gaming payment gateway includes:
It is the same iGaming payment gateway that licensed operators run casino and gambling sites on, paired with a merchant account underwritten for the industry.
Please note: we do not support foreign-currency processing, digital currencies such as crypto, or instant payouts. We would rather tell you that here than after you apply.
Licensed casinos need two things working together: an online casino merchant account that survives underwriting, and a casino payment gateway that keeps deposits flowing. We provide both, with fraud prevention tools, 3D Secure, and encryption protecting operators and players alike — and we help you stay PCI compliant in regulated markets.
Running an adjacent model? We also provide a social gaming merchant account for platforms without real-money wagering and payment processing for sweepstakes casino models.
Adjacent models
PayKings underwrites social casino and sweepstakes game models separately from real-money gambling, through dedicated social gaming and sweepstakes merchant accounts.
Real-money wagering, sweepstakes casino models, and social gaming without real-money wagering are underwritten differently, because acquiring banks treat each as its own risk category. The documentation is the same three items — processing history, bank statements, and any applicable licenses — but the bank match depends on which model you run.
If your platform runs on sweepstakes entries or virtual currency rather than real-money wagers, start with the page built for your model: social gaming merchant accounts for platforms without real-money wagering, or sweepstakes merchant accounts for sweepstakes casino models.
Compliance & card processing
Gambling payment services have to handle age verification, KYC onboarding, geolocation checks, and licensing rules that vary by jurisdiction.
We help you structure your processing with PCI DSS, AML, and KYC requirements in mind from the start.
Comparing providers first? Our guide to which payment processors gambling companies actually use walks through the options. You can also see how we apply the same underwriting model across other high-risk processing industries and explore our full set of high-risk merchant solutions.
Card brands place gaming merchants in high-risk categories that carry registration requirements — our guide to the Mastercard high-risk registration fee explains what to budget for.
We set up card acceptance with clear descriptors, chargeback-threshold monitoring, and 3D Secure so it stays healthy as volume grows. Want numbers before you apply? Get a merchant account quote.
What's included
Compare processors
Specialist vs. mainstream
Mainstream processors restrict or prohibit online gambling, and they publish those policies. A high-risk specialist underwrites gaming from the start. Here is where that difference shows up.
| What to compare | High-risk gaming specialist (PayKings) | Mainstream payment processor |
|---|---|---|
| Underwriting | Underwrites gaming from the start and routes each application to acquiring banks that accept the industry. | Restricts or prohibits online gambling — Stripe's published restricted-businesses list is the public evidence. |
| Account longevity | The account is underwritten for gaming from day one, by an acquiring bank that accepts the industry. | Gaming merchants who do get approved often see the account closed a few months after approval. |
| Risk tooling | Chargeback management, 3D Secure authentication, and fraud protection are built into the account. | General-purpose tools, on an account that was not underwritten for gaming. |
| Fee disclosure | Every fee is disclosed in the merchant service agreement before you sign. | Varies by provider. |
| Approval outcome | 86% approval rate across our high-risk portfolio, and a direct no when placement is not possible. | Most decline the category outright. |
The difference
Built for the businesses other processors turn away.
FAQ
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
