Kyle Hall— CEO of PayKingsKyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
PayKings delivers mobile payment processing for businesses that sell anywhere: mobile credit card payment processing with mPOS card readers, Apple Pay and Google Pay acceptance, and complete mobile merchant services backed by high-risk approvals in 24-48 hours.
Our mobile payment processing services are designed for the way modern businesses actually sell — at the counter, in the field, inside your app, and everywhere in between. Whether you need a single card reader or complete mobile payment processing solutions across multiple locations, PayKings pairs you with the right banking partner so you can start accepting payments fast. Here's what we offer:
Mobile merchant services bundle everything an on-the-go business needs to get paid: a mobile merchant account, an mPOS card reader, and software that turns any smartphone or tablet into a full point of sale. Every PayKings mobile merchant account supports EMV chip cards, contactless tap to pay, magnetic stripe, and digital wallets, with real-time transaction notifications, digital receipts, and funds typically deposited into your business checking account within one to two business days.
Food trucks, market vendors, tradespeople, pop-up retailers, and mobile service providers use our mPOS hardware to accept cards wherever the customer is standing. Established storefronts pair mobile checkout with retail payment processing to bust lines at the counter and sell from anywhere on the floor.
Because PayKings specializes in hard-to-place merchants, mobile merchant accounts are also available to high-risk categories that mainstream aggregators decline — from vape, firearms, and CBD retailers to travel businesses that need hotel payment processing. If another provider has frozen funds or closed your account, we can place you with a banking partner built for your industry.
On the go
A customer taps their phone, the NFC handshake tokenizes the card, and the transaction is processed and bank-authorized in seconds — no terminal required.
Tap phone
Contactless pay
Tokenize
NFC handshake
Process
Auths the charge
Bank
Authorizes funds
Approved
Payment done
PayKings' mobile payment integration solutions connect payment acceptance to the software your business already runs — your app, your website, and your back office.
For product teams, our developer-friendly API and native SDKs make in-app payment integration straightforward on both iOS and Android, so customers can check out without ever leaving your application. Tokenization keeps sensitive card data off your servers and shrinks your PCI DSS compliance scope, while real-time webhooks keep order status, refunds, and settlement data in sync with your systems. Sandbox credentials let your developers test the entire payment flow before a single live transaction runs.
Prefer not to write code? Our hosted mobile payment gateway does the work for you. Customers tap a link or scan a QR code, land on a mobile-optimized checkout page, and pay with a credit card, debit card, Apple Pay, or Google Pay — no development required. The same gateway powers e-commerce checkout, recurring billing, and one-click payments across devices, so one integration covers in-app, in-person, and remote sales.
On the back-office side, PayKings syncs transaction data with accounting tools such as QuickBooks, so card payments flow straight into your books — less manual data entry, faster reconciliation, and more accurate cash flow reporting. And if mobile is only part of your stack, explore our full range of merchant solutions to pair mobile acceptance with retail POS systems, virtual terminals, and ACH processing.
Not every mobile payments processor is built for every business. Aggregators make signup instant, but they underwrite accounts after you start processing — which is how merchants wake up to frozen funds and sudden closures. Before you commit to mobile credit card payment processing, compare mobile payment processors on four criteria:
Square and Stripe are the best-known mobile payment processing companies, but both are payment aggregators built primarily for standard-risk merchants. If you operate in a higher-risk category — or you've already experienced an account hold or sudden closure — a dedicated processor changes the equation. Here's where PayKings differs:
For most small businesses, mobile is the fastest, most affordable way to start taking cards — and the most flexible way to keep taking them as you grow.
The best way to accept credit cards for small business is a mobile payment processing account paired with an mPOS card reader. It runs on the smartphone or tablet you already own, costs far less than a traditional terminal, accepts chip, tap to pay, and digital wallets anywhere you have a connection, and deposits funds into your business checking account within one to two business days.
PayKings' mobile payment solutions for small business include transparent interchange-plus pricing, card readers that support every major card brand, and approvals in 24 to 48 hours. As you grow, the same account extends to online checkout, invoicing, and recurring billing — no switching providers or re-applying because you added a sales channel. And if a mainstream provider has declined you because of your industry or credit history, our underwriting team works with banking partners that approve businesses others turn away.
Every PayKings account includes a mobile payment gateway, so you can take payments even when there's no card reader in the picture. Card-not-present options include:
Every gateway transaction is protected by end-to-end encryption and tokenization, and because card-not-present sales carry higher dispute risk, chargeback monitoring and fraud prevention tools come standard.
Set Up Your Merchant Account in Four Easy Steps
Begin with our straightforward online application. Our user-friendly form typically takes less than 10 minutes to fill out, asking for essential information about your business to expedite the approval process.
Provide essential documents to support your merchant account application. Our team will guide you through the required documents, ensuring a smooth process. We'll help you gather everything from business licenses to financial statements, making this step as effortless as possible.
Our experts guide you through the underwriting process. We'll review your application and documentation to ensure a smooth and secure setup. This step is crucial for verifying your business and ensuring compliance with industry standards.
Begin accepting payments seamlessly and focus on growing your revenue. With your merchant account now active, you can start processing payments and focus on expanding your business.
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
