Kyle Hall— CEO of PayKingsKyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
Accepting payments from other businesses is nothing like retail. PayKings delivers business-to-business payment solutions and B2B merchant accounts built for high tickets, recurring invoices, and hard-to-place verticals like wholesale, SaaS, and supplements — backed by underwriting that understands B2B risk.
A B2B merchant account is the foundation of your payment stack. PayKings' B2B merchant account services are structured around the realities of B2B commerce: high-volume transactions, complex payment terms, and buyers who expect to pay by card, ACH, or invoice. We place hard-to-approve B2B merchants across a network of acquiring banks instead of relying on a single underwriter, and our B2B merchant accounts pair high-ticket approvals sized for wholesale orders and enterprise contracts with recurring billing and pay-by-invoice workflows that align with your accounts receivable cycle — plus fraud and chargeback tools that protect large-value transactions without adding checkout friction.
The B2B payment cycle
B2B payments follow a procurement workflow, not a one-click checkout. PayKings moves each transaction cleanly from PO and invoice through approval and net-terms payment to settlement in your account.
Purchase order
Buyer commits
Invoice issued
Terms attached
Buyer approves
AP signs off
Net-terms payment
Paid on schedule
Settled
Funds deposited
Four steps take you from application to live processing — a dedicated account manager handles documentation, underwriting, gateway configuration, and integrations from application through your first transaction.
A short application built for B2B and high-risk business models.
Provide bank statements, processing history, and business licensing that support underwriting.
We match your business model to the acquiring bank most likely to approve it.
Accept credit cards, ACH, and invoice payments through one merchant account.
Card acceptance is often the most expensive part of B2B payments — but it doesn't have to be. Commercial and purchasing cards qualify for reduced interchange when transactions carry enhanced data such as tax amounts, purchase order numbers, and line-item detail. PayKings gateways support Level 2 and Level 3 credit card processing automatically, lowering the effective rate on every eligible B2B credit card transaction.
PayKings supports B2B online payment processing end to end: a secure payment gateway with tokenization and PCI DSS compliance, a virtual terminal for phone and mail orders, hosted invoice payments, and APIs that connect to your accounting, ERP, and CRM systems. Buyers pay the way they prefer; your team reconciles everything in one place — a complete set of B2B payment solutions behind a single merchant account.
For recurring supplier invoices and large transfers, ACH is the lowest-cost rail available. Pair your merchant account with ACH payment processing to cut per-transaction costs on high-value recurring payments and shorten your collections cycle.
Comprehensive payment solutions tailored for your B2B business
Explore our full range of merchant solutions or browse the high-risk industries we serve to see how we approach specialized underwriting.
Built for the businesses other processors turn away.
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
