Adult Merchant Account Solutions

Does your adult payment gateway turn you off? We are the adult payment processor you need to grow your online business and accept credit card payments. From novelties and toys to adult books and magazines, we have the adult merchant account solutions you're looking for.

Looking for an Adult Payment Gateway?

When it comes to finding an adult payment gateway, PayKings offers comprehensive and financially sustainable solutions for all businesses in the industry. This includes dating sites, adult toys and novelties, adult bookstores, magazines, adult ebooks, strip clubs, adult content websites and memberships. PayKings is the preferred adult merchant account provider in the adult industry.

We understand the unique needs of the varying types of adult businesses. Because of this, we can help you get your retail or Ecommerce adult merchant account approved quickly. Your business will be set up for long-term success by accepting debit and credit cards.

Adult Payment Processors

Many of our clients come to us because they’ve quickly realized adult payment processors are a unique type of account provider. Moreover, it can be a challenge to find high risk merchant accounts in their industry. However, adult payment processors like PayKings can supply custom solutions for your entertainment business. You can qualify for an account with one of our domestic or international acquiring banking partners at a competitive rate. Whatever form of entertainment your adult merchant business may offer, PayKings likely has a solution for you.

Adult Merchant Account

The adult toy industry in the United States and globally has been consistently thriving, and the demand for providing an adult merchant account to these businesses is growing. With higher quality materials and safe and high-quality sex toy products continually reaching the market, new companies in the USA are selling products online. The market for adult toys is projected to reach over $52 billion USD by 2026, which provides unbelievable potential for companies in the adult industry.

More and more of these sex toy companies are tapping into the growing adult market by streamlining e-commerce sales. Because of the inherent stigma regarding sex toys and adult related products, banks classify these businesses as high risk. So manufacturers that are racing to expand their customer base through ecommerce sites need a trusted and sustainable high risk payment processor such as PayKings.

How to Pick an Adult Payment Processor?

Adult Payment Gateway
So you’re seeking an adult payment processor to run your business online. Let’s say, for example, let’s say that you own an adult bookstore. The banks will automatically categorize you as high risk because being associated with funding a business in the adult entertainment industry is a reputational risk. In this scenario, you own an adult bookstore but you did not take the proper route to ensure you had the right high risk processing account for your business. So, what happens next? Well, because you didn’t avoid the chances of your merchant account for the adult entertainment industry being shut down, that’s exactly what has happened. The bank closes your merchant account and holds your funds without any notice. This means you now have no way of selling your products or services. You are now unable to accept credit card and debit card payments. All cash flow immediately stops. What’s worse is that the money from the products or services you sold are also being held by the banks for the next few months. The only way to avoid this scenario is to choose the right payment processing company for your high risk merchant account, right from the start. Learn more about high risk merchant accounts today in order to save your high risk business in the future.

Adult Merchant Processing

When seeking an ideal solution for adult merchant processing, that includes online dating, strip clubs, adult book stores, novelties, toys, and websites that require memberships for pornography, it can be a tedious process to successfully accept debit and credit cards. An adult merchant account works like a bank account for you online store. As your customers purchase items from your website, the payment gateway transmits key information to your merchant account. After verifications and exchanging key data, the payment is transferred over and you see your revenue grow. In some industries, such as those who need adult merchant accounts, it is difficult to just walk into a local bank and get a loan. There are many regulations and a process to follow first.
Adult Merchant

Integrate Your Adult Payment Gateway

To connect through the right adult payment gateway, you’ll need to find a bank that accepts online credit card processing. The first obstacle to overcome is to find a sponsor bank allowed to serve the adult entertainment industry in their underwriting guidelines. Many of the larger institutions like Wells Fargo and Chase do not allow this type of underwriting for adult merchant accounts. What does this mean for the success of your adult merchant account? The only real option you have, if you want to accept debit and credit cards, is to work with a reputable high risk payment processor, like PayKings. We can set you up to begin processing payments in as little as 3 business days. At PayKings we like to keep things as simple as possible for you. Here’s what you can expect and how we can help your adult entertainment business accepting credit cards:
  • Fill out an online application
  • Submit the proper documentation
  • Let our expert underwriting team go to work for you to get you approved
  • Start accepting payments and making money

How Does Being High Risk Affect Your Chances of Getting an Adult Merchant Account?

When your business falls into the category of high risk merchant, you must to find an established payment processing company that offers high risk merchant accounts. This is because the mainstream payment processors like PayPal, Stripe, Square, and the like, do not allow payment processing for high risk businesses like those in the adult merchant account industry. Because the above-listed payment processors do not do their underwriting at the time of application, it is likely that your merchant account will initially be accepted at the time of applying. However, once the company you’ve applied with, (let’s use PayPal as an example) reviews the application, they will quickly inform you that they do not accept adult merchant accounts. This can take anywhere from one to six months! They will immediately shut down your account, kick you off their server, and freeze your account completely. As a result, zero credit card payments will be processed until you resolve the issue with a trusted high risk merchant account provider. How can you avoid this? Skip the hassle. Dodge the potentially business ruining chances of having your accounts and funds frozen. Apply with a proven high risk merchant payment processor like PayKings.

Looking for an adult merchant account?

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Why PayKings?

PayKings is sensitive to the unique needs of the different adult related businesses and adult merchant accounts. By fully understanding the industry, we have established 24+ acquiring banking relationships to become experts in getting adult merchant accounts to accept online payments. We want your business to prosper and succeed for the long term - luckily, we have the means and the know-how to make that happen.

Adult Merchant Account Solutions

Our Services

Adult Merchant Account Experts

  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast Adult Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Adult
  • B2B Adult Vendors Supported

Multiple Payment Solutions

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

Compatibility & Support

  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers

Ready to get started?

Start Accepting Payments Today

Apply for a merchant account