Kyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
Subscription and continuity businesses live or die by their ability to charge customers automatically — and traditional processors routinely freeze or decline the accounts that make it possible. PayKings provides recurring billing merchant accounts built for that reality: high-risk-friendly underwriting through more than 20 banking partners, a secure recurring payment gateway, and subscription billing software delivered as one bundled solution.

Recurring payment processing lets a business charge a customer's stored payment credentials on a set schedule — daily, weekly, monthly, or annually — after a single authorization at signup. Because these are card-not-present charges that repeat automatically, banks apply extra scrutiny to subscription and continuity merchants. Dependable recurring billing therefore starts with more than software; it starts with a merchant account underwritten for recurring transactions. To process recurring payments, you need three pieces working together:
Recurring billing
Set the schedule once and every renewal charges, settles, and repeats automatically — with retries when a card fails.
PayKings provides all three — the merchant account, the recurring payment gateway, and the subscription billing software — so you are never stitching together a processor that merely tolerates recurring billing with software that was not built for your risk profile. If your business has already been declined or shut down elsewhere, a high-risk merchant account from PayKings keeps your rebills running.
For subscription merchants, “best” comes down to approval, stability, and total capability:
Our recurring payment gateway handles the mechanics of billing on a schedule:
Once a customer signs up, the gateway charges them on the agreed schedule, generates automated invoices, and posts payment status to your ledger — no manual intervention required.

Maximize conversions by letting subscribers pay the way they prefer:

Subscription payment processing is where risk concentrates: free-trial conversions, negative-option billing, and long rebill cycles drive the chargebacks that standard processors will not tolerate. PayKings supports subscription boxes, SaaS companies, membership sites, and continuity and subscription merchants with underwriting that anticipates those patterns — plus chargeback prevention tools and real-time analytics (revenue forecasting, churn prediction, and subscription health monitoring) that keep your account healthy as you scale.
Explore the rest of our merchant solutions to pair recurring billing with everything else your business processes.
Set up your recurring billing merchant account and recurring payment processing in four easy steps
Get started in minutes with our straightforward online application.
Provide the essential documents that support underwriting of your merchant account.
Our experts match your business model to the right banking partner.
Begin accepting recurring and subscription payments and focus on growth.
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.