What is Authorize.net?

Authorize.net: A Payment Gateway Solution

Authorize.net, a Visa company, provides payment gateway solutions for high-risk businesses. It offers the necessary tools to navigate today's eCommerce landscape, allowing businesses to accept payments on their own terms. Authorize.net streamlines the high-risk payment processing experience, helping merchants better manage their accounts.

Authorize.net Merchant Processing

Unlike traditional payment processing, Authorize.net payment gateways offer instant card approval or denial. This advanced processing technology can approve transactions within seconds. In eCommerce card-not-present transactions, the payment gateway aids in preventing fraudulent transactions.

How Does Authorize.net Payment Gateway Work?

Authorize.net's payment gateway simplifies payment processing in three steps:

Authorize.net determines whether the transaction can be authorized by checking for ample funds.

Money is captured from the bank, placing a hold on the funds.

Settlement occurs, transferring money from the customer's bank to the merchant's bank.

Merchants using Authorize.net gain access to a virtual dashboard, protected by a secure login. This dashboard allows control over every aspect of the payment gateway, including:

• Activating selected features
• Reviewing orders
• Tracking inventory with low inventory alerts
• Using a convenient invoice numbering system

Authorize.net Gateway Features

Authorize.net offers various tools for high-risk merchants:

• Order tracking and management of sales, payments, and inventory
• Safe storage of customer payment data for future transactions
• Recurring billing options
• Easy gateway integration for WooCommerce (WordPress plugin)
• Ability to conduct online credit card processing globally
• Support for numerous world currencies
• Card reader for processing payments at trade shows and markets

Authorize.net Sandbox

The Authorize.net sandbox and test credit card features allow merchants to:

• Develop and test their website or software integration with the API
• Make fake transactions, including refunds
• Catch bugs in the API integration before going live

Authorize.net offers 24/7 customer support for gateway processing issues and API integration assistance.

Benefits for High-Risk Merchants

Authorize.net leads the high-risk payment gateway industry, having approved and facilitated over one billion dollars in payments. Benefits include:

• Secure payment solutions with encrypted user data
• Compliance with Payment Card Industry regulations
• Continuous security updates
• Expertise in high-risk industry regulations
• Established relationships with leading credit card issuers
• Specialization in high-risk industries

Unlike traditional processors like Stripe and PayPal, Authorize.net accepts the risks associated with high-risk industries, preventing account denial or termination.

Authorize.net Payment Gateways and PayKings

PayKings, a reseller partner of Authorize.net, offers high-risk payment processing solutions. They provide:

• Competitive rates for high-risk gateway solutions
• Assistance in establishing high-risk merchant accounts (as quickly as 48 hours)
• Setup of ideal high-risk payment gateway accounts
• Seamless integration of high-risk gateways into merchant websites
• Expertise in finding solutions for specific high-risk industry needs

PayKings works with Authorize.net to provide protected, future-proof payment gateway solutions for high-risk businesses.