Kyle Hall— CEO of PayKingsKyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
Background check companies sell reports and screening subscriptions online — card-not-present transactions most traditional processors avoid. PayKings provides credit card processing for background checks businesses through high-risk merchant accounts built for the industry, with an average approval time of around 24 hours.
Card-not-present sales plus subscription billing mean elevated chargeback exposure, so many traditional banks decline the category outright. Processors that onboard background check merchants without understanding that profile are the ones that later freeze accounts and hold funds. PayKings underwrites background check businesses as high-risk from day one and provides background checks credit card processing through banking partners that accept the industry.
Set Up Your Merchant Account in Four Easy Steps
Begin with our straightforward online application to start your merchant account setup process.
Provide essential documents to support your merchant account application.
Our experts guide you through the underwriting process to ensure a smooth and efficient approval.
Begin accepting payments seamlessly and focus on growing your revenue.
Accept one-time report purchases and recurring screening subscriptions with card-not-present credit card processing built for the background checks industry:
Processors that onboard background check merchants without understanding the industry's card-not-present, subscription-heavy risk profile are the ones that later freeze accounts and hold funds. PayKings underwrites background check businesses as high-risk from day one and places your account with a banking partner that understands the industry.
Accept one-time report sales and recurring screening subscriptions with chargeback prevention, fraud protection, next-day funding, and 24/7 customer support included with your merchant account.
If you are searching for a high-risk merchant account with no credit check, it helps to know what underwriters actually review: your business. Applications are evaluated on recent business bank statements, processing history, business formation or licensing documents, and a valid government-issued ID.
Because PayKings works with 20+ banking partners rather than a single underwriting standard, we can often approve background check merchants that single-bank processors decline. Learn more about what a high-risk merchant account includes and how underwriting works.
Sell one-off reports, monthly screening plans, and ongoing monitoring services through the same merchant account. Clear billing descriptors and recurring-billing best practices keep chargeback ratios healthy on subscription products.
Comprehensive payment solutions tailored for your Background Checks business
Our merchant accounts are designed for smooth, reliable credit card processing. Focus on expanding your platform while we handle the complexities of high-risk payment solutions.
Built for the businesses other processors turn away.
Everything you need to know about background checks credit card processing
Background checks is one of many verticals PayKings supports. Explore more high-risk processing industries we serve.
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
