Kyle Hall— CEO of PayKingsKyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
A credit repair merchant account is a high-risk merchant account built for credit education and repair businesses. Because card networks and traditional banks classify credit repair as high risk, many mainstream processors decline these businesses or terminate accounts after a few months of processing. PayKings underwrites credit repair merchants through 20+ acquiring bank partners, so your application is matched to a bank that actually wants your business.
Acquiring banks flag credit repair for three reasons: heavy regulatory oversight (including the Credit Repair Organizations Act), recurring-billing chargeback exposure, and outcomes that customers sometimes dispute. A high risk merchant account for credit repair solves this by placing your business with acquiring banks that understand the industry, building in chargeback prevention tools, and structuring billing descriptors and recurring plans to reduce disputes before they happen. If a mainstream processor shut down your account, you were likely categorized as high risk without knowing it. PayKings specializes in high-risk processing industries and can typically place merchants that other providers decline.
Our merchant services for credit repair companies bundle everything you need to bill clients:
PayKings expedites the approval process for credit repair merchant accounts and backs every account with dedicated support through the application process and onwards. Our tailored solutions are designed to meet the specific needs of the credit repair industry.
Four steps from application to accepting payments — without interrupting your current processing
It takes minutes and does not interrupt your current payment processing.
Typically a government ID, business bank statements, prior processing statements (if available), and a compliant website with clear terms of service and a refund policy.
We match your business model — one-time audits, monthly plans, or per-item billing — to the right acquiring bank.
Connect your gateway, set up recurring billing, and begin accepting payments for your credit repair services.
Comprehensive payment solutions tailored for your Credit Education & Repair business
Built for the businesses other processors turn away.
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
