We Approve FinTech Solutions

FinTech Payment Processing and Merchant Services

FinTech Solutions Merchant Accounts

At PayKings, we specialize in providing merchant accounts tailored to the specific needs of FinTech companies, ensuring you can process payments securely and efficiently. With extensive experience in financial technology and high-risk merchants, we understand your unique requirements.

Dedicated Account Managers

15+ Years High-Risk Experience

Fast and Easy Application

Recurring Billing Options

20+ Financial Partners

Chargeback Mitigation

Why Choose PayKings for FinTech Payment Processing?

FinTech companies face unique challenges in the payment processing world. As a high-risk industry pioneering innovative financial services, many traditional banks and payment processors are hesitant to work with FinTech businesses. Choose a payment processor who understands the FinTech industry. PayKings works with over 20 financial partners, ensuring quick approval and seamless payment processing for your platform.

Get Started with FinTech Payment Processing

Setting up payment processing for your FinTech company is straightforward with PayKings. Follow these simple steps to get your merchant account:

Complete an online merchant application

Begin with our straightforward online application tailored for FinTech companies.

Submit Necessary Documentation

Provide essential documents to support your merchant account application.

Work with Our Underwriting Team

Our experts guide you through the underwriting process specific to FinTech payment processing.

Start Processing Payments

Begin accepting payments seamlessly and focus on innovating financial services.

Why Choose PayKings for Your FinTech Payment Processing?

FinTech companies operate in a rapidly evolving environment that requires specialized payment processing solutions. As a high-risk industry disrupting traditional financial services, many traditional payment processors shy away from FinTech businesses. You need a payment processing partner who understands your innovative business model and can provide reliable solutions for your specific needs.

Tailored Solutions for FinTech Companies

At PayKings, we specialize in providing merchant accounts tailored to the specific needs of FinTech companies, ensuring secure and efficient payment processing. Trust PayKings to provide the perfect solution for your payment processing needs.

Selecting the Best FinTech Merchant Account

Securing the right payment processor and merchant account is crucial for FinTech companies to avoid account closures and fund holds. Learn how PayKings can provide the stable, high-risk processing account your business needs for uninterrupted operations and growth.

Understanding High-Risk Designation for FinTech Merchant Accounts

FinTech companies are typically categorized as high-risk merchants due to their innovative nature and evolving regulatory landscape. These specialized payment processing accounts are designed to handle the unique challenges of the FinTech industry, providing necessary solutions for secure and reliable payment processing.

Our Services

Comprehensive payment solutions tailored for your FinTech Solutions business

FinTech Solutions Merchant Accounts

20+ Proven Bank Relationships
Medium/High Risk Accounts
Fast FinTech Solutions Account Approval
Large Merchant Case Studies
E-Commerce and Retail FinTech Solutions
B2B FinTech Solutions Vendors Supported

Multiple Payment Solutions

Multiple E-Commerce Gateway
Chargeback Prevention
ACH Processing
E-Check
Credit Cards
B2B-Level II/III Data Discounts
3D Secure Checkout
Mobile Payment

Compatibility & Support

Gateway Recurring Billing
Secure Vault Storage
E-Commerce Cart Plugins
Developer API / Docs
POS/Terminals
Scalable Merchant Accounts
Dedicated Account Managers

Why are FinTech Merchant Accounts Considered High-Risk?

FinTech companies are classified as high-risk merchants due to several factors including innovative business models, regulatory uncertainty, and the complex nature of financial services.The industry faces unique challenges with compliance requirements and emerging technology risks, making it challenging to secure traditional payment processing services.Being labeled as a high-risk merchant necessitates partnering with a payment processor experienced in high-risk accounts. PayKings understands these challenges and provides specialized solutions for FinTech companies.

Choose a Specialized FinTech Payment Processor

FinTech payment processors need to understand the unique requirements of your business model. They must be equipped to handle innovative payment flows, implement robust security measures, and maintain compliance with evolving regulations. Choose PayKings, a leader in high-risk merchant account solutions for FinTech companies.

Secure Payment Gateway Solutions

A reliable payment gateway is essential for FinTech companies. It serves as the crucial link between your platform, your users, and traditional financial institutions, enabling secure and innovative financial services. Our payment gateway solutions are designed to handle the unique requirements of FinTech businesses.

Enhanced Security and Compliance

Choose PayKings for comprehensive merchant services that include secure payment gateways and robust fraud prevention tools. We understand the importance of maintaining regulatory compliance while providing seamless payment processing for your FinTech company. Our solutions are designed to protect both your business and your users in this innovative space.

Frequently Asked Questions

Everything you need to know about high-risk payment processing

A fintech merchant account is a payment processing account designed for companies that provide software, apps or other digital tools to deliver financial services. These accounts support digital payments, embedded payments, and advanced payment card processing while meeting the higher risk and compliance needs common in fintech.

A fintech payment gateway connects your software, mobile app, or internet based platform to payment companies and providers that process transactions. It enables secure digital payment acceptance using payment cards, EMV technology, and alternative payment methods while protecting customer data through encryption and tokenization.

These solutions are ideal for small business fintech platforms, startups, and established providers offering services like invoice processing, investment tools, insurance products, mortgage technology, or cryptocurrency related services. They are also a strong fit for companies offering embedded payments inside their own software. Keep in mind though that at this time our payment processing does not support cryptocurrency transactions

Yes. Our Fintech merchant accounts can support omnichannel payments, including online transactions, mobile app payments, virtual terminal payments, and point of sale transactions.

With a PayKings Fintech merchant account, businesses can accept payment card transactions, digital wallets (such as Amazon Pay, Apple Pay, Google Pay, etc.), ACH Payments, and more.

Embedded payments allow fintech companies to integrate payment processing directly into their software or customer relationship management system. This creates a smoother customer experience, increases customer engagement, and can drive additional revenue without redirecting users to third party systems.

PayKings uses strong encryption, tokenization, and secure infrastructure to protect customer and consumer information. These security measures help reduce fraud risk and protect sensitive financial data.

Yes. PayKings provides invoice processing and can integrate with popular accounting software like Xero. This helps businesses manage expenses, track revenue, and streamline financial reporting.

Advanced analytics are a core feature of fintech merchant accounts. Businesses can track sales, customer behavior, revenue trends, and payment performance using dashboards built into the software or mobile app.

Some fintech merchant account providers (such as PayKings) support traditional payment processing for cryptocurrency businesses. However most payment processing services do not process cryptocurrency transactions meaning customers can use traditional methods to buy crypto from a company, but companies cannot receive cryptocurrency as payment using most payment processors (including PayKings).

Get started by filling out our form. We'll have a dedicated account manager reach out for more information and help you quickly get onboarded and set up with a merchant account.

Ready to Start Processing?

Get approved in as little as 24 hours. No setup fees, no hidden costs.

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Why Choose PayKings for FinTech Payment Processing?