We Approve Firearms Businesses

Firearms Merchant Account and Gun Friendly Credit Card Processing

Is Your Firearms Business Classified as High-Risk? Here's What You Need to Know

Secure a high-risk firearms merchant account from PayKings. Our specialized payment processing accounts are tailored to firearms industry businesses, providing robust solutions for both online and in-store credit card processing.

Dedicated Account Managers

Fast and Easy Application Process

Recurring Billing Options

20+ Financial Partners

Chargeback Mitigation

Years of Experience With High-Risk Merchants

Secure Firearms Merchant Account

Navigating payment processing in the firearms industry comes with unique challenges. As a high-risk sector, many traditional financial institutions shy away from providing credit card processing to firearms merchants. PayKings specializes in providing tailored merchant accounts that address the specific needs of the firearms industry, ensuring secure, efficient, and compliant payment processing.

Streamlined Setup for Firearms Payment Processing

Four Easy Steps to Establish Your Firearms Merchant Account

Quick Online Application

Initiate your firearms merchant account with our straightforward online application process.

Document Submission

Provide essential documentation to support your firearms business application.

Expert Underwriting Assistance

Benefit from our specialized underwriting team's guidance for firearms businesses.

Launch Secure Payment Processing

Start accepting payments for firearms products and expand your business revenue.

PayKings: Your Trusted Partner for Firearms Payment Processing

The firearms industry faces unique obstacles in payment processing. As a high-risk sector, many conventional payment processors are reluctant to partner with firearms merchants.

Comprehensive Firearms Industry Solutions

PayKings offers specialized merchant accounts designed to meet the distinct requirements of the firearms industry. We ensure secure, efficient, and compliant payment processing tailored to your business needs.

Navigating High-Risk Designation for Firearms Merchant Accounts

Why are Firearms Merchants Considered High-Risk?

Firearms merchants are classified as high-risk due to stringent federal regulatory challenges. In addition to obtaining a Federal Firearms License (FFL), these businesses must comply with numerous other regulations specific to the sale of firearms. Moreover, firearms are a politically sensitive issue, which may lead payment processors to perceive reputational risks in offering firearms merchant services to gun shops. Firearms businesses also frequently process high-value transactions and experience elevated chargeback rates. These factors combined make it challenging for firearms merchants to establish a merchant account and accept payments.

How PayKings Can Help

The high-risk label for firearms businesses necessitates partnering with an experienced payment processor. Choose PayKings, a leader in high-risk merchant account solutions, to avoid disruptions and ensure smooth operations for your firearms business.

Our Services

Comprehensive payment solutions tailored for your Firearms business

Firearms Merchant Accounts

20+ Proven Bank Relationships
Medium/High Risk Accounts
Fast Firearms Account Approval
Large Merchant Case Studies
E-Commerce and Retail Firearms
B2B Firearms Vendors Supported

Multiple Payment Solutions

Multiple E-Commerce Gateway
Chargeback Prevention
ACH Processing
E-Check
Credit Cards
B2B-Level II/III Data Discounts
3D Secure Checkout
Mobile Payment

Compatibility & Support

Gateway Recurring Billing
Secure Vault Storage
E-Commerce Cart Plugins
Developer API / Docs
POS/Terminals
Scalable Merchant Accounts
Dedicated Account Managers

Firearms Payment Gateway for Online Payment Processing

If you sell firearms online, you'll also need a processor who can provide a firearms payment gateway. A payment gateway serves as the middleman between the merchant and the customer's financial institution, making it simple to accept credit card payments online. Discover how PayKings provides stable, high-risk processing accounts tailored for the firearms industry, enabling uninterrupted sales and sustainable growth.

Reliable Payment Processing Solutions for Firearms Businesses

Our firearms merchant accounts offer smooth, dependable payment processing tailored to your business needs. With PayKings' specialized solutions, you can concentrate on expanding your firearms business while we manage the intricacies of secure and compliant payment processing.

Frequently Asked Questions

Everything you need to know about high-risk payment processing

A firearms merchant account is a specialized payment solution designed for gun friendly credit card processing. It allows firearms dealers, gunsmiths, and related businesses to accept payments while meeting strict compliance and security requirements. These accounts support both brick and mortar and online shopping business models.

Yes. With a firearms merchant account (such as one provided by PayKings), businesses can accept debit cards and credit cards at the point of sale through a payment terminal. With a PayKings merchant account firearms merchants can also accept mail order and telephone transactions. Our gun friendly credit card processing ensures that transactions are routed correctly.

Yes, many firearms merchants use point of sale systems provided by PayKings. PayKings provides gun merchants with pos terminals and even mobile card readers compatible with ios and android. These devices can be integrated with accounting software, inventory management tools, and workflow solutions to streamline daily operations for firearms retailers and gunsmiths.

Yes. Firearms businesses can accept payments for online shopping through secure ecommerce platforms such as WooCommerce as long as they are connected to a payment processor (such as PayKings) that is compliant with federal gun laws. Our solutions support online credit card processing, ACH, and other payment methods while following firearm specific compliance and security standards. Our payment processing is also compatible with sites such as gunbroker.com.

Yes. PayKings focuses on compliance by working with firearm friendly processors and banks, applying strong encryption, secure routing, and electronic funds transfer controls. These security services help protect sensitive payment data and support lawful firearms sales.

Yes. PayKings is set up for a number of payment options including mobile phone payments and digital wallet options such as Apple Pay and Google Pay. Additionally, PayKings enables bank transfers such as ACH payments. Unfortunately at this time our payment processing does not support cryptocurrency transactions.

Yes, integrated inventory tools help firearms dealers track goods, manage pricing, and maintain accurate records. This is especially useful for gunsmiths and retailers that need detailed inventory control tied directly to point of sale transactions.

Some point of sale software supports loyalty programs, customer engagement features, and limited advertising tools that comply with firearms regulations. These tools help businesses build repeat customers while staying within compliance guidelines.

Yes. Our firearm merchant accounts support mail order and telephone transactions using secure payment gateways and manual entry tools. These transactions follow strict security and compliance standards to reduce risk.

Pricing depends on transaction volume, payment methods, and overall risk profile. Firearms merchants may see different rates compared to standard retail due to compliance requirements, but PayKings works to offer competitive pricing customized to your business' needs.

Yes. Our firearms merchant accounts can be integrated with accounting software and financial tools, making it easier to manage reporting, reconcile transactions, and understand cash flow.

Firearms merchant accounts are ideal for gun stores, gunsmiths, and related businesses that need gun friendly credit card processing, reliable customer service, and secure payment solutions. They may not be suitable for businesses that cannot meet compliance standards or required onboarding documentation.

PayKings provides ongoing customer service, technical support, and guidance as regulations, markets, and payment technologies evolve. This helps firearms businesses maintain secure, compliant, and efficient payment processing operations.

Ready to Start Processing?

Get approved in as little as 24 hours. No setup fees, no hidden costs.

See All Industries →

Secure Firearms Merchant Account