Get approved in as little as 24 hours. No setup fees, no hidden costs.
Get Started FreeHigh-Risk Industries · Franchises
PayKings provides franchise payment processing and merchant services built for multi-location networks — from regional groups to national chains. Running payments across a franchise means coordinating multiple locations, owners, and banking relationships while keeping checkout consistent for every customer.
We standardize the setup at every site, roll reporting up across the whole network, and place both standard and high-risk locations through our partnerships with over 20 financial institutions.
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What underwriters ask for
By the numbers
10,000+
Merchants approved across high-risk industries.
86%
Approval rate for the high-risk merchants who apply.
24hr
Average approval time once underwriting has your documents.
$2B+
Processed annually through PayKings merchant accounts.
Apply
Getting set up
Begin with our streamlined application process designed for franchise businesses.
Implement unified payment systems across all your franchise locations.
Set up comprehensive reporting and analytics for your entire franchise network.
Begin accepting payments with consistent processing across all locations.
Multi-location
Our franchise payment solutions address the operational needs of multi-location networks:
More franchise revenue starts online — ecommerce storefronts, online ordering, mobile apps, and recurring billing programs all bring card-not-present payments into the mix. PayKings gives your network one consistent way to accept them:
Each online order routes to the correct location's merchant account while results roll up into centralized reporting, so online payment processing works the same at franchise number two and franchise number two hundred.
Accept major credit and debit cards across every location — at the counter with consistent POS equipment and contactless/NFC support, and online through your shared gateway. Staff train on one system instead of a patchwork of terminals.
Because disputes at one site can put the whole network's processing at risk, our franchise credit card processing includes chargeback prevention and fraud protection tools applied network-wide, plus next-day funding options to keep each location's cash flow predictable.
Account structure
Most franchise networks run a merchant account per location, because ownership and banking typically differ between franchisees. Whether a location operates in a mainstream category or one that banks classify as high-risk, we pair it with the right high-risk merchant account or standard account — then standardize everything around those accounts:
When evaluating franchise merchant services, look for multi-location underwriting experience, centralized reporting, high-risk placement options, and support that scales as you add sites — the gaps that often cause single-location providers to struggle past ten locations.
Payout configuration is where multi-venue operations get complicated: franchisee-owned sites need their own settlement, corporate venues may not, and royalties still have to be reconciled on top. With PayKings you can:
Why PayKings
Think of PayKings as your franchise payment network: 20+ banking partners on the back end, and one standardized gateway, reporting, and support layer on the front end. When you open a new location, it joins the network — same equipment, same rate structure, same dashboards — instead of triggering a new procurement cycle.
That consistency is what keeps a 50-location brand from running 50 different payment setups.
Whether you operate a small regional franchise or a large national chain, PayKings brings extensive multi-location processing experience and the infrastructure to manage payments across your entire network.
Success in franchise operations requires a processing partner that can handle multiple locations without losing consistency or control — multi-location processing, centralized reporting, and solutions that scale as the network grows.
PayKings pairs extensive multi-location experience with strong financial partnerships, so you can focus on growing your franchise while we handle the complexities of payment processing — from underwriting new locations to network-wide analytics.
What's included
Start your application
High-risk expertise, partnerships with over 20 financial institutions, chargeback prevention, fraud protection, next-day funding, and 24/7 support — with onboarding built for networks that keep growing.
Explore the other high-risk industries we serve or start your merchant application to get your locations set up.
The difference
Built for the businesses other processors turn away.
FAQ
Everything you need to know about franchise payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
