Do you Nneed credit card processing?

PayKings understands your businesses unique needs and will work with you each step of the way.

What is Credit Card Processing?

Reliable eCommerce credit card processing is a way for merchants and retailers to accept payment for goods, services, or merchandise in exchange for debit or credit card payments. If you’re selling your goods online, make sure you find a reliable eCommerce credit card processor who will cater to your specific business model without overcharging you in processing fees.

Why is Credit Card Processing so Important?

get mobile credit card processing solutions Short answer: more people than ever are using credit cards as a form of payment processing.By 2025, the millennial generation (those born between 1981 and 2005) will make up over 75% of the workforce. Why does this matter? Well, they’re currently earning more money, which means that they’re spending more as well. How millennials invest their money and the ways they pay for products and services are hugely important – and as it turns out, mobile credit card processing is the newly preferred form of credit card processing. It’s vital for the longevity of your business that companies like yours are able to accept credit card payments which is the kind of payment processing that millennials prefer to utilize. It is typically not writing checks or carrying around large sums of cash, for the most part, the preferred payment method is credit card processing. Eighty percent of millennials have a minimum of one credit card, and 27 percent of millennials have said that more than half of the disposable income is spent using credit card processing. That is a great deal of payment processing, as well as many missed sales and chances for your business to capitalize if you do not accept credit card payments as a form of payment processing.

Credit Card Payment Processing Options

an ecommerce credit card processor for mobile payments

Everyone likes to have choices. Your business’s ability to accept credit card payments provides customers with the ability to choose the way they want to pay. Being given the option to pick their preferred method of payment processing can boost customer loyalty. In this way you have not only given your customer the ability to choose, you have given them an easier way to pay (especially for consumers that prefer mobile credit card processing) – which is an option that is secure and cost-effective for them. All these factors conjure up brand loyalty.

A customer who can not pay with their preferred payment processing method, whether that be by debit or credit card processing, in person or via mobile credit card processing, a customer is more likely to stop buying with you if they don’t have the freedom to choose their preferred payment processing method – especially if your competitors are making it that much easier for them to shop elsewhere.

Credit card processing is a crucial part of succeeding in 2019 (and in the years moving forward) for any business, and the rise of the millennial generation has a heavy hand in that. Because millennials prefer those who accept credit card payments, particularly when they have cards that give them cash back, this propels the growth of credit card processing, online shopping, and mobile credit card processing. The ease of online shopping has prompted many individuals to get at least a minimum of one credit card – which just having it ensures that they use it often.

Credit Card Processing FAQ:

How Can an eCommerce Credit Card Processor Help Improve My Business?
If you own a business in one of the many industries that are labeled by acquiring banks as “high risk,” the popular electronic payment platforms may decline your online merchant account and freeze sales debit and credit card sales collected. A solution would be to seek experts who can provide eCommerce merchant services, like we do at PayKings. PayKings can put you in touch with the right eCommerce credit card processor from the start, so you are never without online payment processing solutions. Certain industries are thought to be high-risk. Firms in this class typically have very high discount rates and big security reserves. A retailer is usually classified as high-risk if the business has a greater chance of fraud and chargebacks. These types of businesses need a high risk internet merchant account and eCommerce credit card processor.
What’s Most Important when Seeking Out Credit Card Processing?
Credit card processing providers tend to offer similar services, therefore it’s often like comparing apples to apples when deciding between one over another. If you’re a business owner and plan to accept credit card payments, whether it’s in-person or online, you’ll need a credit card processing provider that can satisfy your company’s unique merchant needs. Although you will need to pay some costs and ongoing fees, the ability to accept credit card payments, along with cash, increases your day-to-day earnings considerably and boosts the overall gains of your business. When it comes to credit card processing, it’s no wonder that PayKings are the industry leaders in the eCommerce credit card processing provider game. We’ve done the work to set you up with complex solutions and helpful tips for quickly getting you on the road to payment processing so you can accept credit card payments online.
How do I Get Reliable Payment Processing?
One important aspect of getting approved for reliable payment processing is to be completely upfront with the credit card processing company. If not, your merchant account will likely be closed without notice and your company and revenue flow are going to be disrupted. If you are honest and utilize a reliable payment processing company from the start, it will benefit you in the long-term. If you have had a merchant account before, give your previous payment processing history when applying for a new merchant account. Even if you have been denied service or dropped from an aggregate previously, you can still find a payment processing with a company that’ll work with you and your specific needs. We talk to each and every retailer to get a clearer idea of their business needs and which payment processing solutions would best suit their needs. PayKings is extremely transparent about its process and its pricing and can offer payment processing solutions to merchants at the lowest rates in as little as six hours.
Will I Still Be Able To Get Reliable Payment Processing with Poor Merchants Credit?
When you know where to look, getting reliable payment processing solutions—even if you have poor merchants credit—is possible. When you seek out high risk merchant processing solutions, like what we specialize here at PayKings, you can find a merchant account and payment gateway that will process sales for your business. The mainstream eCommerce credit card processors like PayPal, Stipe, or Square typically won’t accept merchant with a poor credit score. At PayKings, we know no one’s perfect, but we believe all businesses should have the tools for success at their fingertips no matter their struggles in the past. So, if you have bad merchants credit, don’t fret. We have your back at PayKings.
Why is it Important to Accept Credit Card Payments?
It is important for your business to accept credit card payments primarily because we now live in a highly digital, online for everything, technologically advanced world – one in which whatever consumers want are as close to being purchased as a click on their smartphones. For this reason alone, it’s mind-boggling that there are still some companies that do not accept credit card payments as a purchasing method. Additionally, it is estimated that by 2019, that online shoppers will likely be spending a whopping $39 billion, and businesses will need to accept credit card payments if they want into this market. If your company is unable to accept credit card payments, then you are missing out on a huge slice of the revenue pie, which allows for your competition to gobble up your portion. In the end, being able to accept credit card payments will help to expand your customer base, especially to those who are more likely to purchase online, which will only keep your customer base growing as consumers learn that they can trust your business for their shopping needs.
Do I need Mobile Credit Card Processing?
The short answer is yes, you definitely need mobile credit card processing. Everyone likes to have choices, and your business’s ability to accept credit card payments, from the comfort on their own homes via mobile, provides customers with the ability to choose the way they want to pay from wherever they might be. Being given the option to pick their preferred method of credit card processing from the convenience of their mobile phones (via mobile credit card processing) can boost customer loyalty. A customer who can not pay with their preferred way of payment, especially if mobile credit card processing is not an option for them, a customer is more likely to stop buying with you if they don’t have the freedom of credit card processing from their mobile phones – what’s more, if your competitors are making it that much easier for them to shop elsewhere, they absolutely will.
ecommerce payment processing solutions

Let Our Experts Guide You To The Right Credit Card Processing

With PayKings credit card processing you will be able to accept credit card payments from your website with our seamless integrations. Our solutions help business owners take their business to the next level.

Our Payment Processing Merchant Accounts and Plans Feature:

  • Multiple option payment gateways
  • Free PayKings payment plugin modules
  • Chargeback alerts and management
  • Robust reporting and Fraud-scrubbing
Our affordable merchant services and online credit card processing seamlessly integrates with your mobile payment processing platform to give customers a smooth and secure online buying experience. Launch your shop with the right credit card processing and avoid getting your merchant account frozen. PayKings has been at the forefront of the payment processing industry, helping web-based businesses achieve their sales goals with an emphasis on competitive discount rates, transaction security, and white-glove customer service.
We understand the unique payment processing requirements of an Internet-based business, as 90% of our clients rely on online credit card processing and mobile credit card processing.

Why PayKings?

PayKings understands the unique needs of different businesses and has established a 24+ acquiring banking relationships to become an expert in getting companies processing credit cards.

Do you Nneed credit card processing?

Our Services

Credit Card Processing Experts

  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast Credit Card Processing Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Vape
  • B2B E-Cig Vendors Supported

Multiple Payment Solutions

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

Compatibility & Support

  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers

Ready to get started?

Start Accepting Payments Today

Apply for a merchant account