POS Solutions

Powerful POS Systems

Modern Point of Sale Solutions for Low and High-Risk Merchants

High-risk businesses often struggle to find reliable POS systems that work with their ecommerce site, merchant account, and payment processor. PayKings provides POS systems designed specifically for high-risk retail, ecommerce, restaurant, and specialty merchants that need dependable technology, flexible payment options, and strong risk controls.

EMV & Contactless Payments

Restaurant & Retail POS

Mobile POS Systems

Inventory Management

Fraud Protection

24/7 Support

Customer checking out with touchscreen POS system

A Complete Point of Sale System

Our POS solution connects the card reader, payment terminal, POS software, and merchant services into one complete point of sale system. Whether you run a storefront, a restaurant, an interactive kiosk, or a mobile operation, PayKings enables you to accept payments securely using modern POS systems built for real world commerce.

Inventory and inventory management with barcode tracking
Sales data, pricing, sales tax, and revenue reporting
Customer information and loyalty program features
Invoice, refunds, and receipt generation
Gift card and loyalty features to improve customer experience
Payroll and accounting integration with accounting software like Xero

At the counter

From card tap to completed sale

Every in-person transaction runs the same secure path — your POS terminal reads the card, encrypts and tokenizes it on the spot, and the processor authorizes the sale in seconds.

Dip or tap

Card presented

POS terminal

Reads the card

Encrypt

Tokenized instantly

Processor

Auths the sale

Approved

Sale complete

Get Started with PayKings Point-of-Sale System

Set up your POS system in four easy steps

Complete an online application

Start your journey with a simple online application for your business.

Submit necessary documentation

Provide the required documents to support your merchant account application.

Benefit from our underwriting team's assistance

Our expert team will guide you through the underwriting process.

Start processing payments and growing your revenue

Receive your POS hardware, integrate your software, and begin accepting payments.

Modern POS Systems Built for High-Risk Retail and Food Services

With 9 out of every 10 Americans using digital payments, and 41% of customers saying they have abandoned purchases because digital payments weren't accepted, it's crucial for businesses to have POS devices that can capture all types of payments. PayKings offers state-of-the-art POS devices and POS terminals that support EMV, contactless payment, debit card, credit card, digital wallet (such as Apple Pay and Google Pay), and tap-to-pay transactions. These POS machines are designed with touchscreen displays, barcode scanners, receipt printers, and Bluetooth connectivity to support daily sales activity.

Our POS systems work across Android and iOS environments and can be used through a mobile app, smartphone, tablet, other internet-enabled device, or traditional cash register setup. With internet access and web browser support, your POS system stays connected to your payment processor and accounting software at all times, but even if you lose connection to the internet, our POS devices have an offline mode that will still allow you to process transactions. 25% of restaurants are planning to expand in 2026, and PayKings POS systems are here to help.

Designed for Usability and Innovation

Our POS software focuses on usability and a clean user interface so staff can learn the system quickly. Touchscreen controls, Bluetooth accessories, mobile POS options, and simple navigation help improve speed at the checkout counter and the overall customer experience.

Why Businesses Choose PayKings POS

Many high-risk merchants are declined by providers like Square, Stripe, TouchBistro, or other mainstream POS solutions due to their business having a higher chance of chargebacks, lack of payment history, and other reasons. However, PayKings is designed for merchants with these kinds of struggles.

Reliable POS devices and card readers
Flexible contract and pricing structures
Strong merchant services support
POS Android terminal and iOS compatibility
Scalable systems that grow with your company
Automatically run reports

Secure Payment and Fraud Protection

Data security is essential for high-risk merchants. Our POS terminals use encryption, smart card technology, and fraud monitoring tools to protect payment card data. Every payment terminal and card reader is configured to meet strict security expectations so you can accept payments with confidence.

Waitress using POS device to take payment

Top-Notch POS Services

Flexible POS for Any Business

Retail POS and cash register setups
Restaurant POS with menu, quick service, and kitchen workflow
Mobile POS system for field sales and events
Interactive kiosk and self-service terminals
POS for small business and multi-location companies
Online POS payment gateways, payment links, and virtual terminals

Secure Payments & Fraud Protection

Encryption and smart card technology
Real-time fraud monitoring tools
Payment card data protection
EMV chip card support
Contactless and tap to pay security
PCI-compliant payment terminals

Business System Integration

Accounting and payroll software integration
Inventory management with barcode and SKU (stock keeping unit) tracking
API connections for custom integrations
Sales reporting and revenue analytics
Customer loyalty program features
Invoice, refunds, and receipt generation

From Retail to Restaurant and Beyond

From retail to restaurant, manufacturing to specialty commerce, PayKings provides POS systems that enable high risk businesses to operate efficiently, securely, and profitably. With support for mobile payments, digital wallet transactions, and tap to pay, your business stays aligned with modern consumer expectations and technology trends.

Frequently Asked Questions About POS Systems

Everything you need to know about high-risk payment processing

In the context of payment processing it stands for "point of sale." It refers to the moment when a customer completes a purchase for goods or services. The point of sale may be online or in person. The term POS is often used in connection with physical POS devices such as card readers or online point of sale terminals that allow merchants to accept payments from customers.

A POS (Point-of-Sale) system is the combination of hardware and software that a business uses to complete sales and accept payments from customers. It typically includes a checkout interface, payment terminal or card reader, receipt printer, and business software that records each transaction. Modern POS systems do much more than a traditional cash register. They can process credit cards, debit cards, contactless payments, and mobile wallets while also tracking inventory, sales data, customer information, and employee management activity.

The best POS system for a small business is one that matches the company's size, industry, and budget while remaining easy to use and reliable. Small businesses typically benefit from systems that offer simple setup, transparent pricing, mobile capability, and tools like inventory tracking, reporting (similar to a Clover Dashboard), and CRM tools (customer relationship management) without requiring complex technical knowledge. PayKings offers all of these features, improves checkout speed, reduces errors, keeps transaction fees predictable, and supports long-term growth making it a great POS system for any business. The popular Square point of sale systems are unfortunately only exclusive to low-risk merchants, whereas PayKings works with high-risk businesses.

PayKings has incredible POS software designed for the needs of the restaurant industry. We provide in-person POS devices as well as online gateways (for online orders) that process transactions quickly. Because the food service industry is prone to chargebacks, some payment processors are wary of allowing them to use their services. Unlike other payment processors, PayKings is happy to work with restaurants and equip them with our high-risk POS system, which allows your customers to pay with all major payment methods.

An exact percentage is difficult to calculate, but here are the percentages from some of the top payment sources. According to Mastercard, contactless payments accounted for 75% of their total transactions in 2025, and according to a Visa study, 60% of the shoppers they surveyed believe they'll use digital payments more often.

PayKings fees start at the cost of interchange + 1.10% + 25 cents per transaction, with some merchants qualifying for better pricing. At PayKings, we understand that credit card processing fees are a struggle for 81% of restaurants, so we use an interchange payment processing model. An interchange-plus model, especially for in-person businesses, can result in significantly lower payment processing costs than flat-rate or tiered pricing models.