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PayKings pairs retail payment software and POS systems with the merchant account behind them — with approval paths for retailers that mainstream processors turn away.

At a glance
What it is
In the store
When a customer checks out, the card reader captures the payment, the gateway routes it for authorization, and the bank approves the funds — all before the receipt prints.
Checkout
Customer rings up
Card reader
Captures payment
Gateway
Routes securely
Bank
Authorizes funds
Receipt
Sale complete
POS merchant accounts

A POS merchant account connects your point-of-sale terminal to the card networks and settles funds into your business bank account. PayKings underwrites POS merchant accounts for standard and hard-to-place retail categories and pairs each account with compatible countertop terminals and card readers — or integrates with hardware you already own via our gateway and API.
If a mainstream processor has declined you, our high-risk POS systems and underwriting expertise exist for exactly that situation. Ready for pricing? Get a retail merchant account quote.
The same PayKings retail payment gateway that powers your countertop terminal can process web orders, so in-store and online sales settle into one merchant account with unified reporting. Selling online too? See our ecommerce payment processing solutions.
Our chargeback prevention tools cut disputes with detailed receipts and complete transaction records, and card-not-present orders can add 3D Secure authentication.
Every PayKings retail POS system comes standard with:
What's included
Getting set up
Start your journey with a simple online application process for your business.
Provide the required documents to support your payment processing application.
Our expert team will guide you through the underwriting process for retail businesses.
Begin accepting payments and watch your business thrive.
Why PayKings

In the fast-paced retail environment, having a reliable and efficient in-person payment processing system is crucial.
If you need to process transactions at a retail location, PayKings will pair a POS merchant account with retail payment software tailored to your business needs.
Our modern retail POS solutions are designed to:
Our retail payment processing services help you complete in-person transactions quickly and securely, reducing wait times and enhancing customer satisfaction.
The difference
Built for the businesses other processors turn away.
Brick-and-mortar retail
FAQ
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.