Flying blind when it comes to your airline booking merchant account?

PayKings will help get you off the ground with payment processing rates that will have you flying high. Apply for your new high risk airlines and booking merchant account today!

Airline Booking Merchant Account Solutions

Airline Merchant ServicesThe airline and booking industry is categorized as high risk due to the nature in which the transactions are processed. When unexpected issues arise, it can cause the person not to redeem their ticket, reservations, or the product purchased. Consequently, a refund is requested. This common factor is may have you searching for high risk merchant accounts.

There is a significant window of time for the customer to consider canceling their travel or booking plans. This increases the chances of a chargeback for this category of customers. So the potential hazard for chargebacks is what also requires a business to have a high risk merchant account.

Many of the reservations purchased for travel are considered card-not-present. This means that the debit or credit card was given over the phone or used to book online. Card-Not-Present transactions make it difficult to prevent fraud, which creates the probability of excessive credit card chargebacks.

Businesses in the airline booking industry classify their products of buying tickets and booking travel as a “High-Ticket Size.” High-Ticket means that the price tag is usually pretty high. This type of business platform is a huge red flag for acquiring banks. The only thing worse than chargebacks are higher priced chargebacks. Keep in mind that banks calculate risk based on “what if” factors. Examples include: What if there are high chargebacks? What if there are consistent refunds?

Airline Merchant Services

Here’s a scenario: Someone buys a plane ticket. The bill comes to $287, which the bank considers a high ticket size. You send the client an invoice via mail or email. The customer pays this invoice with a debit or credit card – typically online or over the phone – making this payment a card-not-present payment. Because you are using an airline booking merchant account, you will get that $287 within 48 hours. Often times you could receive it much sooner.

wins the dispute, the merchant processing company has to refund the customer. If there are not enough funds in the account to cover the refund when the bank goes to withdraw the funds from your bank account, the merchant account processing company is then responsible for paying the customer the refunded amount.Airline Merchant Processing

How Can PayKings Help With Airline Merchant Processing?

When you apply for an airline booking merchant account, the underwriters for the acquiring bank and merchant processing company assess whether your business is one that has a high probability of excessive chargebacks. As a result, this is what classifies your business as a high risk merchant.

As a merchant in need of a high risk credit card processor that intends to accept debit or credit cards, you will have to attain a high risk credit merchant account with a reputable company like PayKings. After all, we are the best in the industry when it comes to high risk merchant accounts.

Does Being High Risk Affect Airline Credit Card Processing?


The two most important factors for businesses with a high risk merchant account status are:


If your business is placed in the high risk category, you are more than likely going to have a much more difficult underwriting process. You will be required to come up with tax returns, corporate filing paperwork, several months of bank statements, and processing history.


You can expect higher than normal fees as well. This includes, but is not limited to, higher fees per transaction, higher fees for monthly statements, and a larger than normal cash reserve. This ensures the bank that the high risk business are covered in the occurrence of potential chargebacks and or refunds.

Also, keep in mind that the above only applies if a bank decides to approve you. Many times most banks will not. Therefore, it can be incredibly difficult to find a reliable payment processing partner. But you don’t have to go through the run around of applying with several banks only to get declined. Instead, PayKings makes getting approved for an airline booking merchant account simple. Just fill out our quick and easy form to get started.

Why PayKings?

Paykings makes payment processing a seamless experience. When you work with true experts in the field, everything runs that much smoother. We specialize in working with high risk merchants, like your business, and we have multiple acquiring banking partners that offer Airline and Booking Merchant Accounts.

Flying blind when it comes to your airline booking merchant account?

Our Services


Airline & Booking Merchant Account Experts

  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast Airline & Booking Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Options
  • B2B Vendors Supported

Multiple Payment Solutions

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

Intuitive Compatibility & Support

  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers

Ready to get started?

Start Accepting Payments Today

Apply for a merchant account