Get approved in as little as 24 hours. No setup fees, no hidden costs.
Get Started FreeHigh-Risk Industries · Hotels
A hotel merchant account from PayKings gives your property everything it needs to accept payments across every channel, from front desk check-ins to online bookings. We combine high-risk underwriting with complete hotel merchant services and hotel payment processing designed to simplify transactions, protect guest data, and optimize your revenue.
Be approval-ready
What underwriters ask for
By the numbers
10,000+
Merchants approved across high-risk industries.
86%
Approval rate for the high-risk merchants who apply.
24hr
Average approval time once underwriting has your documents.
$2B+
Processed annually through PayKings merchant accounts.
Apply
Getting set up
Begin with our streamlined online application tailored for hospitality businesses.
Provide essential documents to support your merchant account setup.
Our team will integrate our payment solutions with your property management system and POS.
Begin processing payments seamlessly across all channels and focus on guest satisfaction.
Merchant services
PayKings delivers complete merchant services for hospitality businesses in one place:
Whether you run a boutique inn or a multi-property group, our hospitality merchant services grow with your operation.
Automated accounting and reporting tools track sales, fees, and processing costs in real time, simplify tax documentation, and surface insights into guest behavior and payment preferences, with none of the manual data entry.
Payment system
PayKings enables hotels to accept payments across every channel: in-person, online, or via mobile payment processing.
Our hotel payment system combines an integrated gateway, modern POS terminals with contactless options, and direct connections to leading property management systems, so every card payment flows seamlessly into your hotel's accounting and workflow processes.
Most hotel payment systems struggle with the holds and adjustments hospitality runs on. PayKings supports:
All handled cleanly so routine adjustments don't turn into declines or disputes.
Security
PayKings' hotel credit card processing services meet the highest Payment Card Industry Data Security Standard (PCI DSS) requirements. Our data security measures include:
We partner with trusted acquiring banks to deliver reliable payment gateways and advanced risk management tools for every merchant in the hospitality sector.
With PayKings, hotel owners gain a secure, flexible payment system that enhances customer satisfaction while protecting the business from fraud and chargebacks.
Checklist
Choose a processor that approves hotels, motels, and resorts other companies decline, and won't freeze your funds when chargebacks spike in a busy season.
Your processor should connect directly to your property management system and point of sale so every payment reconciles automatically.
Confirm support for authorization holds at check-in, incremental authorizations for incidentals, and post-checkout card-on-file charges.
Look for clear pricing with no hidden costs, built-in chargeback prevention tooling, and 24/7 support that responds when your front desk needs help.
Pricing
We understand that every hotel operates differently. That's why PayKings offers three pricing models:
Every option comes with transparent documentation and no hidden costs or surprise charges — get a hotel merchant account quote to see exact rates for your property.
Hotel credit card processing fees depend on your card-not-present mix (online bookings cost more to process than card-present check-ins), your chargeback ratio, and your average ticket size. Because PayKings underwrites hospitality specifically, your rates reflect how hotels actually operate instead of a generic high-risk premium.
Risk & chargebacks
Hotels face unique risks, including fraudulent transactions, data breaches, and chargebacks from online bookings. PayKings helps you stay ahead with:
Our chargeback prevention and dispute resolution tools enable you to retain more money, protect your merchant account, and maintain a strong reputation with your guests and payment processors.
What's included
The difference
Built for the businesses other processors turn away.
FAQ
Everything you need to know about hotel merchant accounts and payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
