Kyle has built his over 10 year career around high-risk payment processing and SaaS development, developing a deep understanding of the payment solutions business owners need. In addition to equipping high-risk merchants with payment processing tools for success, he has also founded PulseCRM (a CRM built specifically for the needs of the payment industry). Kyle’s focus has always been on creating practical systems and strategies that help businesses scale, not just in theory, but in practice.
Get approved in as little as 24 hours. No setup fees, no hidden costs.
PayKings pairs retail payment software and POS systems with the merchant account behind them — with approval paths for retailers that mainstream processors turn away.

PayKings gives retail businesses one connected system to get paid: a retail POS system, retail payment software, a payment gateway, and the merchant account behind it all — including approval paths for retailers that mainstream processors turn away. Apply online, work with our underwriting team, and start accepting EMV chip cards, contactless (NFC) payments, Apple Pay, Google Pay, PIN debit, and gift cards at the counter.
In the store
When a customer checks out, the card reader captures the payment, the gateway routes it for authorization, and the bank approves the funds — all before the receipt prints.
Checkout
Customer rings up
Card reader
Captures payment
Gateway
Routes securely
Bank
Authorizes funds
Receipt
Sale complete
A POS merchant account connects your point-of-sale terminal to the card networks and settles funds into your business bank account. PayKings underwrites POS merchant accounts for standard and hard-to-place retail categories and pairs each account with compatible countertop terminals and card readers — or integrates with hardware you already own via our gateway and API.
If a mainstream processor has declined you, our high-risk POS systems and underwriting expertise exist for exactly that situation. Ready for pricing? Get a retail merchant account quote.
The same PayKings retail payment gateway that powers your countertop terminal can process web orders, so in-store and online sales settle into one merchant account with unified reporting. Selling online too? See our ecommerce payment processing solutions.
Point-to-point encryption (P2PE), tokenization for stored cards, PCI DSS compliance, and real-time fraud monitoring come standard with every PayKings retail POS system. Card-not-present orders can add 3D Secure authentication, and our chargeback prevention tools cut disputes with detailed receipts and complete transaction records.
Follow these simple steps to set up your POS merchant account and retail payment processing services.
Start your journey with a simple online application process for your business.
Provide the required documents to support your payment processing application.
Our expert team will guide you through the underwriting process for retail businesses.
Begin accepting payments and watch your business thrive.

In the fast-paced retail environment, having a reliable and efficient in-person payment processing system is crucial. At PayKings, we offer modern retail POS solutions designed to streamline your checkout process, enhance security, and improve the overall customer experience. From recurring payments to preventing fraudulent transactions, our many payment processing solutions make us a reliable partner for many business types. If you need to process transactions at a retail location, PayKings will pair a POS merchant account with retail payment software tailored to your business needs. Get set up with merchant services so you can begin to process payments!
Our retail payment processing services help you complete in-person transactions quickly and securely, reducing wait times and enhancing customer satisfaction. With support for every major payment method, integrated retail payment software for business management, and robust security features, we empower your retail business to operate more efficiently and grow in an increasingly competitive market.

Built for the businesses other processors turn away.
Everything you need to know about high-risk payment processing
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