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PayKings delivers mobile payment processing for businesses that sell anywhere: mobile credit card payment processing with mPOS card readers, Apple Pay and Google Pay acceptance, and complete mobile merchant services backed by high-risk approvals in 24-48 hours.
At a glance
What we offer
On the go
A customer taps their phone, the NFC handshake tokenizes the card, and the transaction is processed and bank-authorized in seconds — no terminal required.
Tap phone
Contactless pay
Tokenize
NFC handshake
Process
Auths the charge
Bank
Authorizes funds
Approved
Payment done
Getting set up
Begin with our straightforward online application — it typically takes less than 10 minutes to fill out.
Provide essential documents to support your application. We'll help you gather everything from business licenses to financial statements.
Our experts review your application and documentation to verify your business and ensure compliance with industry standards.
With your merchant account now active, begin accepting payments seamlessly and focus on growing your revenue.
Who it's for
Mobile merchant services bundle everything an on-the-go business needs to get paid: a mobile merchant account, an mPOS card reader, and software that turns any smartphone or tablet into a full point of sale.
Food trucks, market vendors, tradespeople, pop-up retailers, and mobile service providers accept cards wherever the customer is standing. Established storefronts pair mobile checkout with retail payment processing to bust lines at the counter and sell from anywhere on the floor.
Mobile merchant accounts are also available to high-risk categories that mainstream aggregators decline — from vape, firearms, and CBD retailers to travel businesses that need hotel payment processing. If another provider has frozen funds or closed your account, we can place you with a banking partner built for your industry.
Every PayKings mobile merchant account supports:
Integration
PayKings' mobile payment integration solutions connect payment acceptance to the software your business already runs — your app, your website, and your back office.
One integration covers in-app, in-person, and remote sales. And if mobile is only part of your stack, explore our full range of merchant solutions to pair mobile acceptance with retail POS systems, virtual terminals, and ACH processing.
Every PayKings account includes a mobile payment gateway, so you can take payments even when there's no card reader in the picture.
Every gateway transaction is protected by end-to-end encryption and tokenization, with chargeback monitoring and fraud prevention tools standard.
Card-not-present options include:
What's included
Choosing a processor
Not every mobile payments processor is built for every business. Aggregators underwrite accounts after you start processing — which is how merchants wake up to frozen funds. Compare mobile payment processors on four criteria:
Square and Stripe are the best-known mobile payment processing companies, but both are payment aggregators built primarily for standard-risk merchants. If you operate in a higher-risk category, a dedicated processor changes the equation.
The best way to accept credit cards for small business is a mobile payment processing account paired with an mPOS card reader. It runs on the smartphone or tablet you already own, costs far less than a traditional terminal, and deposits funds into your business checking account within one to two business days.
PayKings' mobile payment solutions for small business include:
Why PayKings
In today's mobile-first world, offering convenient and secure mobile payment options is crucial for business success. From contactless payments to in-app payment integration, we'll make it easy to begin accepting payments.
Our mobile payment services enable you to accept credit cards anytime, anywhere, enhancing customer convenience and boosting sales — with robust security measures, seamless integration options, and support for various mobile payment technologies.
FAQ
Everything you need to know about high-risk payment processing
See how PayKings supports adjacent verticals and the payment solutions that pair with them.
